Developed to deliver high security, flexibility, scalability, combined with a solid quality. Please have a look at all the Cyclos features!

See feature list See price list

Payment methods

Cyclos Features - Internet banking

Internet banking

Make payments, browse your account history or find products are just some of the many online features.

Cyclos Features - SMS


Do payments by sending sms keywords or other custom commands. Click here for more.

Cyclos Features - IVR


Interactive Voice Response: do payments, get account and payment information by calling a number.

Cyclos Features - Multiple identifiers


Multiple identifiers supported. E.g. pay to: name, email, phone number, account number or qr code.

Cyclos Features - Mobile app

Mobile app

Rebrand our mobile app to offer your clients a complete internet banking app. Click here for more.

Cyclos Features - USSD


Cyclos can also be used using USSD commands on any phone. Click here for more.

Cyclos Features - QR-Code


Pay with our app to a printed QR code or generate a QR code on our app to receive payments.

Cyclos Features - NFC


Pay by holding an NFC card to an android device to do quick and secure payments. Click here for more.

Enterprise software

Cyclos Features - Scalable & reliable

Scalable & reliable

Clusterable solution with high availability, load balancing & caching. Also available as docker image.

Cyclos Features - Highly configurable

Highly configurable

Create a tailor made solution. Manage translations / content / configurations online and add your own features using the Cyclos scripting engine.

Cyclos Features - Open API

Open API

Interface with third party systems using the RESTful Web Services and Open API.

Cyclos Features - Secure


Strict implementation of security standards and guidelines such as defined by the ISO 27002, PCI and EBA. Security is the basis of the Cyclos architecture.

Banking features

Cyclos Features - Multiple Currencies

Multiple currencies

Create multiple currencies and create accounts and transaction types for each currency.

Cyclos Features - Multiple transition types

Multiple transaction types

Add payment fields and many rules to transactions, such as PINless payment thresholds, min/max transaction amount, allowed on selected channels and much more.

Cyclos Features - Advanced payments

Advanced payments

Pay to unregistered users (email/SMS), requests or schedule payments, payment authorizations, etc.

Cyclos Features - Account and Transition fees

Account & Transaction fees

Monthly contribution payments, demurrage, interest payments, flat or percentual transaction fees and custom fee calculations (with script extension point if needed).

And much more cyclos features…

Cyclos Features - E-commerce


Complete e-commerce module: marketplace, webshop & shopping cart, promotional price, stock management and ad alerts.

Cyclos Features - Loyalty


Run your loyalty system using Cyclos including: e-vouchers, loyalty points, business referrals, cards, etc.

Cyclos Features - Analytics and reporting

Analytics & Reporting

Live payment wall and user balance monitoring. Reports on: payments, expenditures, income, user logins, percentages of non-trading user, etc.

Cyclos Features - Geolocation


Business directory on map, find business/products/services nearby, WordPress plugin with business directory.

Cyclos Features - Custom relationship manager


Easily create new profile fields for users (14 available data types) and create records with custom fields.

Cyclos Features - Password

Custom passwords

One Time Password (OTP) by email/SMS, random virtual keyboard, fingerprint (app). Define your own custom password types.

See price list See the complete feature list

E-Pay Innovation Award Winner

Award winning payment software

As early as 2014 the payment industry awarded Cyclos at the TRANSACT conference for being the most innovative payment software.